11 Secret Islands Paying Expats to Settle: Earn $10k Grants for Your Dream Island Life – Escape the 9-to-5 & Live Your Paradise
Imagine waking up to the soft hum of the ocean, the salty breeze kissing your skin as the sun rises over a secluded horizon. The promise of adventure beckons from hidden shores, where life slows down and every day feels like a fresh start.
In a world where the grind often drowns our dreams, a growing number of islands are offering a transformative escape—complete with grants to help you make it happen.
It’s not just about relocation; it’s about reimagining your life. Get ready to uncover secret havens offering both paradise and possibility. The journey starts here.
1. Palawan, Philippines
Palawan is not just a tropical paradise but a region with growing interest in attracting expats looking for a relaxed yet adventurous lifestyle. The provincial government has taken steps to promote Palawan as an ideal destination for digital nomads, retirees, and remote workers. The island’s beauty, along with the more affordable cost of living compared to major cities like Manila, makes it an attractive choice for those seeking a balance of tranquility and modern amenities.
Palawan’s commitment to sustainable tourism and eco-friendly development is another pull factor. Expats are drawn to the slow-paced island life, where they can enjoy world-class beaches and explore vibrant coral reefs while contributing to conservation efforts. In particular, the government has begun offering incentives for businesses and individuals who invest in eco-tourism, making it a good choice for those wishing to combine work with meaningful environmental contributions.
Key Considerations for Expats:
- Cost of living: Relatively affordable compared to urban Philippines. Monthly expenses for a single person can range from $600 to $1,000, depending on lifestyle.
- Visa opportunities: The Philippines offers a special Special Resident Retiree Visa (SRRV) for expats, making it easier for retirees to settle in Palawan with tax perks.
- Community: Palawan has a growing expat community, especially in areas like Puerto Princesa and El Nido, where people engage in tourism, environmental work, or remote business.
- Healthcare: Palawan has basic healthcare facilities, but for more serious treatments, expats may need to travel to Manila or other major cities.
- Language: While Tagalog and English are widely spoken, knowing some basic Tagbanua or local dialects may help in deeper community integration.
- Safety and Security: Palawan is generally safe, though expats should stay informed about local regulations and respect environmental laws.
2. Madeira, Portugal
Madeira is actively courting digital nomads and retirees by offering a variety of incentives that make it easier for expats to settle. Portugal itself is one of the top countries for expats due to its relatively low cost of living, welcoming locals, and efficient residency programs. Madeira has followed this trend by offering visa options such as the D7 Visa, aimed at retirees and remote workers. The island is ideal for expats who seek both a beautiful environment and European benefits like healthcare.
The government of Madeira has also launched initiatives like the Madeira Digital Nomad Village, where remote workers can stay in a community of like-minded individuals. This program provides not just accommodations but a networking space where professionals can collaborate and share ideas. The appeal of a mild climate year-round, combined with tax incentives and the availability of coworking spaces, has made Madeira a favorite for expats seeking a balanced lifestyle.
Key Considerations for Expats:
- Cost of living: More affordable than mainland Portugal, with monthly expenses averaging between $800 and $1,500.
- Visa opportunities: The D7 Visa for retirees and remote workers is relatively easy to obtain, and Madeira’s tax rates are attractive for expats.
- Community: A growing expat network, particularly in Funchal, with many digital nomads and retirees already settled.
- Healthcare: Portugal offers universal healthcare, and Madeira’s medical facilities are of high standard.
- Language: Portuguese is the official language. Expats will benefit from learning basic phrases, although English is widely understood.
- Work Opportunities: While Madeira is a remote location, the island offers strong support for entrepreneurs, particularly those in tourism and hospitality.
3. Easter Island, Chile
Easter Island is a rare and unique destination that has become increasingly open to expatriates, especially those with a sense of adventure and a desire to experience one of the most isolated places on Earth. The Chilean government has introduced several initiatives to attract new residents and businesses to the island. While it may not offer a typical “expat lifestyle” due to its remote location, the appeal lies in the chance to live amidst the mystery of the Moai statues and the indigenous Rapa Nui culture.
Expats can expect a slower, more contemplative pace of life in Easter Island, where local businesses often cater to a mix of tourism and artisanal goods. Those with skills in tourism, hospitality, or conservation are particularly welcomed, given the island’s dependence on tourism and its dedication to preserving its cultural and environmental heritage. The introduction of incentives like grants and financial aid for new businesses is part of the island’s strategy to revive its economy while preserving its uniqueness.
Key Considerations for Expats:
- Cost of living: While the cost of living is higher than in mainland Chile, there is still affordable housing, with monthly expenses around $1,000-$1,500.
- Visa opportunities: Chile’s temporary residency visas can be a pathway to stay on the island long-term, especially for those looking to contribute to local businesses or tourism.
- Community: The expat community on Easter Island is smaller, often consisting of artists, environmentalists, and those involved in archaeological research or tourism.
- Healthcare: Medical services on Easter Island are limited, and more serious medical issues may require travel to the mainland.
- Language: Spanish is the primary language spoken, though Rapa Nui, the indigenous language, is also widely used. Learning Spanish is key for integration.
- Safety and Security: Easter Island is generally safe, but expats should always respect local customs and avoid damaging cultural heritage sites.
4. Sardinia, Italy
Sardinia, with its stunning coastlines, rustic charm, and relaxed atmosphere, has quietly been positioning itself as a desirable destination for expats looking for a slower, more picturesque lifestyle in Italy. The island offers various initiatives to attract foreigners, especially retirees and those interested in organic farming or small business ventures. Sardinia has a high quality of life, with excellent healthcare, a Mediterranean diet, and a lifestyle deeply rooted in tradition.
In recent years, Sardinia’s government has launched projects designed to revitalize rural villages and encourage new inhabitants to settle. The region offers financial grants to encourage business development, such as opening B&Bs, agriturismos, and small-scale local businesses. This initiative is particularly attractive for expats who are looking to escape crowded cities and are drawn to the island’s mix of seclusion and accessibility to mainland Europe.
Key Considerations for Expats:
- Cost of living: Relatively affordable compared to northern Italy, with an average monthly cost for expats ranging from $800 to $1,500.
- Visa opportunities: While Italy has no specific expat visa, the Elective Residency Visa is available for retirees or those with a steady income.
- Community: Sardinia is home to a small but active expat community, particularly in cities like Cagliari, where expats integrate with the local culture and business scene.
- Healthcare: Sardinia offers universal healthcare through Italy’s public system, which is among the best in Europe.
- Language: Italian is the official language, and while many people understand English, speaking Italian can enhance the expat experience.
- Work Opportunities: While employment opportunities are more limited outside of major cities, expats with entrepreneurial skills may find opportunities in hospitality or agriculture.
5. Mauritius
Mauritius is increasingly on the radar for expats, especially those seeking tax benefits, a relaxed lifestyle, and the opportunity to work remotely from a tropical paradise. The government has implemented a Premium Visa program designed for digital nomads and retirees, offering long-term stays with easy-to-navigate requirements. The island is known for its strategic location, a diverse culture, and a robust infrastructure, making it appealing for anyone from entrepreneurs to those seeking a more laid-back life after retirement.
For expats, Mauritius offers an excellent combination of business-friendly policies, beautiful beaches, and an attractive climate year-round. The island also boasts a rich cultural history, blending Creole, Indian, and French influences, creating a cosmopolitan atmosphere despite its relatively small size. Furthermore, Mauritius has a growing tech scene, and with the government’s initiatives to boost the local economy, it’s an excellent place for digital nomads to network and find like-minded professionals.
Key Considerations for Expats:
- Cost of living: Reasonably affordable, with an average monthly cost of around $1,000-$1,500 for a modest lifestyle.
- Visa opportunities: The Premium Visa allows for up to one year of residence, with the possibility to extend, and requires proof of income.
- Community: A sizable expat community exists, especially in the Grand Baie area, where many digital nomads and retirees live.
- Healthcare: Mauritius has a solid healthcare system, with both public and private options available.
- Language: English and French are the official languages, making communication easy for expats.
- Tax Incentives: Mauritius offers attractive tax policies for businesses and retirees, making it a popular choice for expats with investment or entrepreneurial interests.
6. Seychelles
The Seychelles, an archipelago of 115 islands in the Indian Ocean, offers a luxurious yet authentic experience for those considering making this paradise their home. Far from being a mere resort destination, Seychelles holds a unique allure, with its breathtaking, untouched beaches, granite boulders, and dense, tropical forests. With a rich history of diverse cultural influences—African, European, and Asian—the islands provide a mix of heritage, natural beauty, and a laid-back island life. Expats can settle into the calm rhythms of island life, with abundant opportunities for eco-tourism and marine conservation projects, areas where Seychelles is excelling globally.
Seychelles presents an intriguing blend of the old and new: the local communities maintain a vibrant connection to the land, while the islands continue to grow as a modern, sustainable tourism hub. Expats with a passion for environmental conservation will find numerous opportunities to engage with NGOs and local businesses focused on preserving the islands’ unique ecosystems. Whether you’re drawn to living on one of the more populated islands like Mahé or prefer the quieter Praslin or La Digue, Seychelles offers something for everyone—be it the world-class beaches or the warm, welcoming community.
Key Considerations for Expats:
- Cost of living: Seychelles tends to be on the expensive side, with monthly expenses for expats averaging around $1,500 to $2,000. However, local produce is often affordable.
- Visa opportunities: Seychelles offers a work permit for expatriates, and for retirees or those looking to start a business, long-term residence permits are available.
- Community: There is a growing expat community, primarily centered around Mahé, where people are often involved in tourism, conservation, or hospitality.
- Healthcare: Healthcare on the islands is of reasonable quality, with some private clinics providing higher-level care.
- Language: While English, French, and Creole are commonly spoken, knowing basic Creole will help integrate into the community.
- Work Opportunities: Tourism, hospitality, and conservation are the primary industries, making it a perfect spot for those looking to combine a lifestyle with meaningful work.
7. Fiji
Fiji, the heartbeat of the South Pacific, offers expats an immersive and vibrant cultural experience unlike anywhere else in the world. Comprising over 300 islands, each with its own unique charm, Fiji is known for its crystal-clear lagoons, lush jungles, and thriving coral reefs. Beyond the postcard-perfect landscapes, the island nation offers a unique experience of community, with strong ties to traditional Fijian culture and ceremonies that offer deep insights into the islands’ history. Whether you’re living on the more urban Viti Levu or a smaller, more remote island, life in Fiji invites expats to experience daily life in harmony with nature.
The relaxed and welcoming nature of the Fijian people makes it easy to connect with the community, and many expats find themselves involved in local projects or businesses that support the island’s eco-tourism or agricultural industries. There’s something profoundly peaceful about waking up to the sound of the ocean and the sight of lush mountains—qualities that make Fiji not just a beautiful destination but also a refuge for those seeking to escape the fast-paced life.
Key Considerations for Expats:
- Cost of living: Fiji’s cost of living can vary, with monthly expenses for a single person averaging between $1,200 and $1,800.
- Visa opportunities: Fiji offers a Special Resident Visa for retirees and those looking to live in Fiji long-term. The country also welcomes entrepreneurs with business visas.
- Community: The expat community is vibrant and diverse, with many digital nomads and retirees living in Nadi and Suva.
- Healthcare: Healthcare facilities in Fiji are basic to moderate. Expats with significant medical needs often choose to fly to nearby countries like New Zealand or Australia for treatment.
- Language: English is widely spoken, but learning some Fijian or Hindi will help expats integrate and connect with the local communities.
- Work Opportunities: While tourism is the main industry, there are also growing opportunities for entrepreneurs, especially those focused on sustainable development and ecotourism.
8. Vanuatu
Vanuatu is one of the Pacific’s best-kept secrets, offering expats a quiet refuge from the hectic pace of modern life. Known for its stunning coral reefs, volcanic landscapes, and vibrant Melanesian culture, Vanuatu promises a life steeped in tradition and nature. Expats who seek an active outdoor lifestyle will find ample opportunities to immerse themselves in everything from scuba diving in Port Vila to hiking on volcanic peaks like Mount Yasur, one of the world’s most active volcanoes.
The local people, deeply connected to their customs and land, are known for their hospitality, making expats feel welcomed and at home. Living in Vanuatu allows you to experience a lifestyle that embraces a simple, more relaxed way of living. This makes it a particularly attractive place for retirees or those looking to work remotely in an environment that offers stunning views, a quiet atmosphere, and ample outdoor adventures.
Key Considerations for Expats:
- Cost of living: Vanuatu offers a moderate cost of living, with monthly expenses ranging from $1,200 to $1,700, depending on lifestyle.
- Visa opportunities: Vanuatu offers a Residence by Investment program, allowing expats to gain citizenship through investment, or a long-term visa for retirees.
- Community: Vanuatu’s expat community is small but close-knit, primarily focused around Port Vila.
- Healthcare: Healthcare is basic but functional in Port Vila. Expats with serious medical conditions often fly to Australia for more advanced treatment.
- Language: Bislama, French, and English are the official languages. Learning some Bislama will enhance your experience, especially in rural areas.
- Work Opportunities: Expats often find opportunities in tourism, agriculture, or NGOs focused on the preservation of local culture and natural resources.
9. Saint Kitts and Nevis
Saint Kitts and Nevis, a small Caribbean twin-island nation, is gaining popularity among expats seeking a life surrounded by stunning beaches and warm tropical weather. The islands are renowned for their historical significance, rich culture, and natural beauty. Saint Kitts boasts a colonial-era town with restored buildings, while Nevis offers a quiet retreat with the famous Nevis Peak offering breathtaking views. Expats are often drawn to the luxury resort opportunities, as well as the island’s growing tech and financial services industries.
The government of Saint Kitts and Nevis has recognized the potential of attracting global talent and offers an attractive citizenship-by-investment program, where expats can obtain citizenship through real estate or business investments. This makes it easier for wealthy individuals or entrepreneurs to establish roots in the islands while enjoying a tax-friendly environment.
Key Considerations for Expats:
- Cost of living: The cost of living is moderate, with monthly expenses averaging between $1,500 and $2,500 for a comfortable lifestyle.
- Visa opportunities: Saint Kitts and Nevis offers a Citizenship by Investment Program, which is popular with high-net-worth individuals seeking a second passport.
- Community: The expat community is growing, especially in Basseterre and the resorts on Nevis, with many involved in finance, tourism, and luxury services.
- Healthcare: Saint Kitts and Nevis provides healthcare, but for more advanced treatment, expats may need to travel to the U.S. or nearby Caribbean nations.
- Language: English is the official language, making it easy for English-speaking expats to integrate.
- Work Opportunities: The country is home to a strong tourism and hospitality industry, but also offers opportunities for business development in finance and technology.
10. Bermuda
Bermuda, often synonymous with pastel-colored cottages, pristine beaches, and high-end resorts, offers an entirely unique expat experience in the Atlantic. This British overseas territory is well-known for its luxurious living conditions, thriving financial services sector, and historical charm. Expats here enjoy a sophisticated lifestyle without the rush of larger financial hubs. Bermuda’s small size—only about 21 square miles—means everything is within reach, from top-tier golf courses to world-class diving spots.
Unlike other Caribbean islands, Bermuda’s higher cost of living is offset by tax incentives for international businesses, making it an attractive option for entrepreneurs and business professionals. Expats can enjoy an enviable lifestyle with access to high-end amenities while still being close to nature. Its proximity to the U.S. also offers the benefits of easy travel and business connections, making it an ideal destination for those seeking both luxury and convenience.
Key Considerations for Expats:
- Cost of living: Bermuda is one of the more expensive destinations in the world, with monthly expenses often ranging between $2,500 and $4,000.
- Visa opportunities: Bermuda offers a Residential Certificate for expatriates, which allows for long-term stays.
- Community: The expat community is diverse, with many working in finance, tourism, or international law. There are expats from the U.K., Canada, and the U.S., particularly in Hamilton.
- Healthcare: Bermuda boasts high-quality healthcare, with advanced medical facilities available on the island.
- Language: English is the official language, and expats will find it easy to communicate.
- Work Opportunities: Bermuda has a robust financial services sector, along with opportunities in hospitality, tech, and international business.
11. The Azores, Portugal
The Azores, a group of nine volcanic islands in the middle of the Atlantic Ocean, offer a radically different living experience from mainland Portugal. Known for their lush landscapes, crater lakes, and wild coastlines, the Azores appeal to expats looking to live in a natural paradise with a focus on sustainability and outdoor living. The islands are famed for their small towns and villages, where life is slower-paced, offering a respite from modern life.
Expats are drawn to the Azores for their relative isolation and the opportunity to engage in farming, eco-tourism, and even marine research. The islands also offer an increasingly vibrant digital nomad scene, with remote workers finding inspiration in the spectacular surroundings. The local population is friendly, and the government’s focus on promoting sustainable development and digital innovation makes the Azores an attractive destination for expats looking for a unique, purpose-driven lifestyle.
Key Considerations for Expats:
- Cost of living: The cost of living is moderate, with monthly expenses typically around $1,000 to $1,500 for a comfortable lifestyle.
- Visa opportunities: Portugal offers a variety of residency programs, including the D7 Visa, which is ideal for remote workers and retirees.
- Community: The expat community is growing, with most residing in Ponta Delgada or Angra do Heroísmo.
- Healthcare: The Azores benefit from Portugal’s universal healthcare system, which provides reliable and affordable medical care.
- Language: Portuguese is the official language, though many locals speak some English, especially in tourist areas.
- Work Opportunities: Opportunities lie in eco-tourism, agriculture, and tech startups, as well as remote work in any industry.
