The 17 Cheapest (But Safest) Countries to Retire in 2025 – Live Like Royalty on a Budget Unlock Paradise Without Breaking the Bank

7 March 2025

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Imagine waking up to the scent of fresh sea breeze, the sound of gentle waves lapping against sun-kissed shores, and the promise of a day without rushing or worrying about your bank account.

Retirement doesn’t have to mean slowing down—it can mean exploring new landscapes, embracing different cultures, and living in places where your money stretches further than you ever imagined.

In 2025, the world is full of affordable, safe destinations where you can thrive without compromise. Get ready to uncover hidden gems that offer not just value, but transformative experiences for your retirement dreams. The adventure begins here.

1. Portugal

Portugal is a country where ancient cobbled streets meet sun-soaked coastlines, and the rich flavors of seafood blend with the music of Fado echoing through narrow alleys. The charm of Portugal isn’t just in its stunning beaches or historical landmarks like the Belem Tower and Sintra’s Palaces, but in the lifestyle it offers to those who wish to retire here. From the vibrant streets of Lisbon, with its trams and hidden cafes, to the laid-back atmosphere of Algarve, there’s a tranquility found in Portugal that feels both timeless and rejuvenating.

One of the most memorable experiences in Portugal is the evening sunset in Albufeira, where the orange and pink skies reflect off the Atlantic waters. The warm, golden hues reflect the warmth of the people, always ready to share a glass of Port wine or Ginja (a cherry liqueur) with newcomers. Picture yourself strolling along the beaches, surrounded by cliffs and gentle waves, knowing that your retirement budget stretches further here than it ever would in many other parts of Europe.

Key Practical Information:

Peak Season: June-August, hot and bustling. Expect crowds on the beaches and in tourist hotspots.
Off-Peak Season: September-November, mild weather and fewer crowds.
Best Ways to Explore: Renting a car is ideal to explore coastal towns, the countryside, and vineyards. Public transport in Lisbon and Porto is efficient and affordable.
Ideal Duration of Visit: 7-10 days to experience a mix of city life, beach relaxation, and cultural immersion.
Must-Try Experiences: Enjoy a pastel de nata in a local bakery, take a Port wine tour in Porto, or explore the vibrant nightlife of Lisbon’s Bairro Alto.
Budget Considerations: Portugal is relatively affordable compared to other Western European countries. A modest lifestyle can cost as little as €1,000-1,500 per month.
Cultural Etiquette Tips: The Portuguese are friendly and respectful. Punctuality is appreciated, especially for business meetings or social gatherings. Saying “Bom Dia” (Good day) when entering a shop or restaurant goes a long way.
Photography Opportunities: Capture the sunset in Lagos, the stunning Azulejos tiles in Porto, and the charming streets of Lisbon’s Alfama district.

2. Spain

Spain is a country where every region feels like its own little world, from the energetic streets of Barcelona to the peaceful allure of the Costa Brava. The sun kisses the Mediterranean beaches, while the art and architecture tell the stories of centuries gone by. Whether you’re sipping on sangria on a sun-drenched terrace in Seville or exploring the enchanting streets of Granada, Spain offers a tapestry of experiences that invite you to live like royalty without the extravagant price tag.

The Costa Brava stands out as a hidden gem in Spain. Quiet, with quaint fishing villages nestled between rugged cliffs, it’s a place where you can savor life at a slower pace. The unforgettable moment when the scent of sea air mixes with the aroma of freshly made paella in a beachfront restaurant is something that stays with you. If you’re an art lover, Barcelona’s modernist architecture by Antoni Gaudí, including La Sagrada Familia, feels like a dream come to life. Spain offers a unique blend of old-world charm and modern flair.

Key Practical Information:

Peak Season: June-August, hot, vibrant, and full of energy.
Off-Peak Season: September-November, still warm with fewer tourists.
Best Ways to Explore: Spain’s train network is extensive and affordable, especially for exploring cities like Madrid, Barcelona, and Seville. Renting a car is ideal for rural areas or coastal spots.
Ideal Duration of Visit: 10-14 days to dive into the culture, cuisine, and coastline.
Must-Try Experiences: Tapas hopping in Madrid, visiting Park Guell in Barcelona, and taking a flamenco dance class in Seville.
Budget Considerations: Spain is very affordable, with a monthly living cost between €1,200-1,800 depending on location.
Cultural Etiquette Tips: Spaniards are known for their laid-back attitude. Mealtimes are important, so don’t be surprised by a late dinner at 10 pm. When meeting, a friendly handshake is common.
Photography Opportunities: The sunsetting over Ibiza, the grand architecture of Madrid’s Royal Palace, and the colorful streets of Valencia offer perfect snapshots.

3. Mexico

A country of vibrant colors, welcoming people, and diverse landscapes, Mexico is a top choice for retirees seeking both adventure and affordability. From the bustling streets of Mexico City, brimming with history and world-class cuisine, to the peaceful shores of Lake Chapala—Mexico presents an irresistible combination of rich culture and low cost of living. Retirees here quickly find themselves immersed in a lifestyle that blends modern conveniences with timeless traditions, all set against a backdrop of stunning natural beauty.

The warmth of Mexico isn’t just found in its weather but in the local culture. Picture enjoying an early morning taco al pastor in Mexico City or a quiet evening sipping mezcal while listening to the sounds of a local band playing in the background. The Yucatán Peninsula is another highlight, with Mérida’s colonial architecture and the ruins of Chichen Itza beckoning history lovers. Mexico is a place where every meal, every conversation, and every sunrise feels like a gift, and living here allows you to embrace the beauty of simplicity.

Key Practical Information:

Peak Season: December-April, dry and warm, especially along the coast.
Off-Peak Season: May-November, hotter, but great for those looking to avoid crowds.
Best Ways to Explore: Public transport is affordable in cities, but renting a car offers flexibility for exploring towns and rural areas.
Ideal Duration of Visit: 2-3 weeks to explore multiple regions and immerse yourself in the local culture.
Must-Try Experiences: Explore the ancient Teotihuacan pyramids, enjoy a boat ride through the Xochimilco canals, and spend time in Oaxaca to taste the unique moles.
Budget Considerations: Mexico offers incredible value, with a monthly budget ranging from €900-1,500.
Cultural Etiquette Tips: Mexicans are extremely polite. It’s customary to greet with a handshake, and “Buenos días” (Good morning) is a friendly greeting. Tipping is also common in restaurants.
Photography Opportunities: From Tequila’s agave fields to the colorful markets of Oaxaca, Mexico provides countless stunning backdrops.

4. Costa Rica

Costa Rica is a nature lover’s paradise where lush jungles meet pristine beaches, and every day is a new adventure waiting to unfold. With its Pura Vida lifestyle, the country exudes a laid-back vibe that appeals to retirees seeking a peaceful and fulfilling life. Whether it’s watching a sloth hanging from a tree or enjoying fresh tropical fruit from a local stand, life in Costa Rica feels like a series of simple joys that add up to something extraordinary.

The Arenal Volcano is an unforgettable sight, towering over the green landscape, and the hot springs that surround it offer a blissful way to unwind. Along the coast, Santa Teresa is a laid-back surfer town perfect for those who enjoy beachside tranquility. Costa Rica’s wild beauty doesn’t just draw visitors—it becomes a part of you. Each hike, surf, or mountain bike ride feels like a return to nature, and the community’s dedication to sustainability and conservation only adds to the country’s charm.

Key Practical Information:

Peak Season: December-April, dry and warm, great for beach activities and outdoor adventures.
Off-Peak Season: May-November, rainy season but excellent for lower prices and fewer crowds.
Best Ways to Explore: Renting a 4×4 vehicle is perfect for exploring the mountains and beaches, while public transport is available in cities.
Ideal Duration of Visit: 10-14 days to experience the wildlife, beaches, and adventures.
Must-Try Experiences: Visit the Monteverde Cloud Forest, take a surf lesson in Tamarindo, or enjoy a coffee tour in the mountains.
Budget Considerations: Costa Rica is affordable for retirees, with monthly costs ranging from €1,000-2,000.
Cultural Etiquette Tips: Pura Vida is not just a saying; it’s a way of life. Costa Ricans are friendly and value politeness. Always greet with a smile.
Photography Opportunities: Capture the stunning sunset over the Pacific, the lush jungles of Manuel Antonio, and the peaceful wildlife in the Corcovado National Park.

5. Malaysia

Malaysia is a tropical paradise that offers a unique blend of cultures, cuisine, and landscapes, making it an ideal destination for retirees who seek diversity and value for money. From the modern skyline of Kuala Lumpur to the pristine islands of Langkawi, Malaysia seamlessly blends the old with the new. The country’s bustling street markets and world-class food scene are complemented by quiet retreats like Penang, where colonial buildings mix with lush greenery.

One of the most memorable experiences in Malaysia is the night market in George Town, where the aroma of local dishes like laksa and satay fills the air. The warmth of the Malaysian people and the country’s multicultural society make it easy to feel at home, whether you’re strolling through the markets or exploring the tea plantations in the Cameron Highlands. Malaysia offers an incredible quality of life at a fraction of the cost of many Western countries, and the natural beauty is simply unmatched.

Key Practical Information:

Peak Season: December-February, dry weather ideal for exploring.
Off-Peak Season: June-August, with occasional rain but fewer tourists.
Best Ways to Explore: Public transport is excellent in cities, while renting a car is ideal for exploring islands and rural areas.
Ideal Duration of Visit: 7-10 days to take in the cultural highlights, beaches, and jungle adventures.
Must-Try Experiences: Visit the Petronas Towers in Kuala Lumpur, take a boat ride in the Perhentian Islands, or enjoy Malaysian street food.
Budget Considerations: Malaysia is very affordable, with monthly costs around €900-1,500.
Cultural Etiquette Tips: Respect local customs and dress modestly when visiting religious sites. Handshakes are common, but avoid physical contact with the opposite sex in certain settings.
Photography Opportunities: From the vibrant streets of Penang to the serene beaches of Langkawi, Malaysia offers countless photographic moments.

6. Ecuador

Ecuador is a country of astonishing contrasts, where snow-capped peaks stand tall against lush tropical rainforests, and ancient Incan ruins are just a stone’s throw from vibrant colonial cities. Quito, the capital, offers a glimpse into Ecuador’s rich history with its well-preserved UNESCO World Heritage Old Town, where the air is filled with the scent of fresh flowers from local markets and the sound of church bells echoing off stone buildings. Meanwhile, a few hours away, the Galápagos Islands provide an entirely different experience, with wild animals roaming freely and the chance to walk in the footsteps of Charles Darwin.

What sets Ecuador apart for retirees is the balance it strikes between modern convenience and an immersion in nature. Imagine enjoying a cup of coffee in the heart of the Amazon rainforest or exploring the markets of Cuenca, where you can barter for handcrafted jewelry, pottery, and textiles. A peaceful life in the small mountain towns, with stunning views of Mount Cotopaxi, offers an escape from modern stress, while low living costs allow you to experience a rich, full life without breaking the bank.

Key Practical Information:

Best Travel Time: April-November is dry and perfect for hiking and outdoor activities.
Getting Around: Buses are a common way to travel between towns and cities, but renting a car is ideal for those looking to venture off the beaten path.
Stay Duration: A 10-day visit is a great way to explore both the highlands and the coast.
Unique Experience: Visit the Cotopaxi National Park for breathtaking views, or take a guided tour of the Galápagos Islands for a once-in-a-lifetime experience with wildlife.
Budget: Ecuador offers great value, with monthly costs ranging from €1,000-1,500.
Local Etiquette: The Ecuadorians are warm and friendly. When greeting, a handshake is common, and it’s respectful to use titles like Señor or Señora when addressing elders.
Photography: The dramatic views of volcanic landscapes, the colorful markets of Otavalo, and the iconic Galápagos tortoises make Ecuador a photographer’s dream.

7. Panama

Panama has long been known for the famous Panama Canal, but there’s so much more to this Central American treasure that makes it perfect for retirement. The city of Panama itself offers a sophisticated lifestyle with its skyscrapers, upscale shopping malls, and a cosmopolitan feel, yet only a short drive away, you’ll find peaceful beaches on the Pacific coast or the jungles of Bocas del Toro. Living in Panama is a dynamic experience where you can enjoy modern amenities in the cities while also being close to nature’s untouched beauty.

The ease of life here is evident in Panama’s Pensionado Visa, which is one of the best residency programs for retirees worldwide, offering incredible discounts on everything from medical care to transportation. Imagine waking up to the view of the Pacific Ocean, followed by a stroll to the nearby market where fresh produce is abundant and affordable. Panama allows you to live comfortably and enjoy the perks of being close to a well-developed international hub, all at a fraction of the cost of living in more expensive regions.

Key Practical Information:

Best Time to Visit: December-April for dry, warm weather perfect for exploring the beaches and rainforests.
Getting Around: Renting a car is ideal for exploring Panama’s many hidden beaches, but taxis and public buses work well in urban areas.
Ideal Stay: You could easily spend 10-14 days exploring both Panama City and the surrounding natural beauty.
Local Experience: Visit the San Blas Islands, a series of tropical islands perfect for kayaking and relaxation, or discover the bustling markets and museums of Panama City.
Living Costs: Panama is one of the more affordable places to retire, with monthly costs of €1,200-1,800.
Cultural Tips: While Panama is very open and friendly, be aware that punctuality is not always prioritized. It’s normal to arrive 15 minutes later than scheduled.
Photography Spots: Capture the Bocas del Toro beaches, the hustle of Panama City’s skyline, and the vibrant life of the Guna Yala people in the San Blas Islands.

8. Thailand

For retirees looking to blend affordable living with rich cultural experiences, Thailand offers a perfect balance. Known for its hospitality, rich history, and magnificent natural beauty, this Southeast Asian gem offers more than just beaches and temples. Picture yourself wandering through the streets of Chiang Mai, surrounded by ancient temples, the smell of street food in the air, and the constant hum of life in one of the most serene yet bustling cities in Asia. Or, perhaps you’re relaxing on the white sands of Koh Samui, where the slow pace of life invites you to unwind in complete tranquility.

Thailand’s beauty isn’t just in its tourist destinations but in the day-to-day rhythm of life. It’s in the mornings spent at the local market, choosing the freshest ingredients for your next meal, or sitting by the river and watching the locals fish. What makes Thailand truly special is its accessibility—from beach towns to mountain villages, it’s easy to immerse yourself in local culture. Thailand’s relatively low cost of living means that retirees can comfortably live like royalty on a budget.

Key Practical Information:

Best Time to Visit: November-February for cooler, dry weather perfect for exploring and outdoor activities.
Transport: Tuk-tuks, motorbikes, and affordable taxis make it easy to explore cities and villages. Renting a car is best for countryside travel.
Stay Duration: A 7-10 day visit is ideal to capture the essence of urban and rural Thailand.
Cultural Experiences: Visit the Grand Palace in Bangkok, take a boat ride in Ayutthaya, or spend time in the Hill Tribes of Chiang Mai.
Budget Living: Thailand offers incredible value, with retirees spending around €1,000-1,500 per month.
Cultural Etiquette: Show respect by removing shoes when entering homes and temples. Always wai (a slight bow) when greeting someone older or in authority.
Photography: The sun setting over Phi Phi Islands, the golden temples of Chiang Mai, and the vibrant Bangkok street markets are a photographer’s paradise.

9. Vietnam

Vietnam offers a mix of modern vibrancy and rich tradition that appeals to those seeking an affordable yet culturally immersive retirement experience. The city of Hoi An is a hidden treasure, with its ancient town offering vibrant streets lit by colorful lanterns in the evening. But what truly sets Vietnam apart is the contrast between its rich historical sites and the fast-paced development of cities like Ho Chi Minh City. Here, retirees can embrace both worlds—living in peaceful, countryside-like locations or amidst the hustle and bustle of urban life.

There’s a unique thrill in Vietnam where every moment feels like an exploration. Whether it’s sipping coffee in a sidewalk café in Hanoi, wandering through the haunting Imperial City of Hue, or cruising through the emerald waters of Halong Bay, Vietnam presents an array of diverse and affordable experiences. Street food here is both an experience and a lifestyle, with fresh pho or banh mi available at almost every corner, making it a foodie’s paradise.

Key Practical Information:

Best Travel Time: December-April is cool and dry, ideal for exploring cities and the countryside.
Getting Around: Motorbikes are a primary mode of transport, but taxis and buses are affordable in major cities. Renting a motorbike gives you a great sense of freedom to explore.
Stay Duration: A 10-day trip allows you to explore urban life and historical sites.
Key Experiences: Visit the Cu Chi Tunnels, take a boat tour in the Mekong Delta, and enjoy the night markets in Hoi An.
Cost of Living: Vietnam is extremely affordable, with living costs averaging €800-1,200 per month.
Etiquette Tips: Be respectful in religious settings—dress conservatively. When meeting someone, a slight bow or handshake is common.
Photography: Capture the charm of Hanoi’s Old Quarter, the misty beauty of Ha Long Bay, and the vibrant life at Hoi An’s lantern-lit streets.

10. Colombia

While Colombia may not always come to mind for retirees, it is quickly becoming a hidden gem for those seeking an affordable and culturally rich retirement destination. Cities like Medellín offer pleasant weather year-round, earning it the nickname “City of Eternal Spring”. Beyond the modern skyscrapers and bustling streets, Medellín has a rich history, a lively art scene, and welcoming people who are eager to share their culture. The country is full of surprises, with the lush coffee region providing stunning views and a relaxing pace of life.

One of the standout moments in Colombia is when you visit the Coffee Triangle. Picture yourself waking up to the aroma of fresh coffee beans being roasted in the cool morning air. Spend your days hiking through coffee plantations, learning about the process, or exploring quaint colonial towns like Salento, with their colorful houses and quiet charm. For those who prefer the coast, Cartagena offers a mix of colonial beauty and Caribbean charm, where colonial architecture meets the Caribbean Sea.

Key Practical Information:

Best Time to Visit: December-February, for dry and pleasant weather across the country.
Getting Around: Domestic flights are affordable and frequent, ideal for exploring different regions. Public transport is common, but renting a car gives you more flexibility.
Stay Duration: Spend about 7-10 days exploring both the urban and natural wonders.
Must-Try Experiences: Visit the coffee farms in Eje Cafetero, stroll through Cartagena’s walled city, and take a boat trip to San Andrés Island.
Budget Considerations: Monthly living costs can range from €1,000-1,500, offering great value for retirees.
Cultural Etiquette: Colombians are proud of their culture and hospitality. Politeness is key, and always use titles like Señor or Señora when speaking to older individuals.
Photography: The vibrant streets of Cartagena, coffee plantations in the mountains, and the colorful towns of the Coffee Triangle provide endless photographic opportunities.

11. Peru

Peru may be best known for the iconic Machu Picchu, but there’s a whole world beyond the Incan citadel, waiting to be explored. The country’s Sacred Valley is dotted with charming villages where time seems to stand still, and the Andean mountains provide a stunning backdrop to vibrant local markets. As you hike through the Colca Canyon, the second-deepest canyon in the world, you’ll encounter condors soaring above while the landscape shifts dramatically from arid deserts to lush valleys. Peru is a place of adventure, culture, and unexpected surprises that make it ideal for retirees seeking both relaxation and exploration.

Beyond the mountains and ruins, Peru’s food scene is an underappreciated gem, blending traditional ingredients with modern techniques. Ceviche made with the freshest fish from the Pacific coast is a must-try, and the highland town of Arequipa serves up rocoto relleno, a spicy stuffed pepper dish you won’t find elsewhere. The real beauty of Peru lies in its ability to balance rich historical experiences with modern-day comforts, offering retirees a lifestyle that’s vibrant, accessible, and deeply rooted in tradition.

Key Practical Information:

Best Time to Visit: April-October, dry season ideal for trekking and visiting Machu Picchu.
Getting Around: Trains are the most scenic and convenient way to explore the Sacred Valley, while buses are popular for city-to-city travel.
Stay Duration: Spend 10-14 days to explore the Inca Trail, Arequipa, and the Amazon rainforest.
Hidden Gems: Don’t miss the Nazca Lines, mysterious geoglyphs etched into the desert floor, and the lesser-known ruins of Sacsayhuamán near Cusco.
Budget: Living in Peru is very affordable with monthly expenses ranging from €800-1,500.
Local Etiquette: Politeness is highly valued in Peru. It’s customary to greet with a handshake and show respect for local customs, especially in rural areas.
Photography: Capture the surreal Machu Picchu at sunrise, the colorful markets of Pisac, and the ancient stone structures of Ollantaytambo.

12. Belize

In Belize, the allure of Caribbean beaches meets a wealth of Mayan history, making it an ideal retirement destination for those seeking a slower pace of life. Ambergris Caye, an island off the coast, is home to turquoise waters and vibrant coral reefs perfect for snorkeling or diving. But Belize is more than just beaches—take a day trip to explore the mystical Mayan ruins at Caracol or take a boat ride through the Blue Hole, one of the world’s most famous dive sites. Belize offers the perfect mix of nature, culture, and adventure for retirees looking to live life to the fullest.

One of the biggest draws of Belize is its English-speaking population and easy access to healthcare. While retirees may initially come for the pristine beaches and adventure, many stay for the welcoming expat community and low cost of living. The lifestyle here is laid-back, with locals embracing the Pura Vida mentality, much like their Costa Rican neighbors. Retirees can wake up each day to a view of the Caribbean Sea and spend afternoons enjoying fresh seafood or hiking through the rainforests.

Key Practical Information:

Best Time to Visit: November-April, dry season for the best weather, especially for outdoor activities.
Getting Around: Water taxis are the best way to get around the islands, while buses and rental cars work well for mainland travel.
Stay Duration: 7-10 days to explore the islands, dive the Blue Hole, and visit the ruins.
Hidden Gems: Explore the cave systems of the Cayo District or visit the Hol Chan Marine Reserve for an unforgettable snorkeling experience.
Living Costs: Living here can cost €1,000-1,500 per month, depending on location.
Cultural Etiquette: Belizians are friendly and laid-back, and a simple greeting of “Good morning” goes a long way. Tipping is customary but not mandatory in most places.
Photography: Capture the crystal-clear waters of Ambergris Caye, the ancient Mayan temples, and vibrant local life in the markets of San Ignacio.

13. Philippines

With more than 7,000 islands, the Philippines offers an array of beautiful and unique places for retirees to explore. Palawan is often hailed as one of the most beautiful islands in the world, with its emerald waters, limestone cliffs, and pristine beaches. But beyond the obvious, the Philippines is a place of unexpected beauty. Vigan, a small colonial city, offers cobblestone streets and Spanish-era architecture, while Bohol brings a world of wonder with its unique Chocolate Hills and the tiny tarsier monkeys. The beauty of the Philippines is in its diversity—from serene island life to cultural exploration and outdoor adventure.

What’s even more appealing about the Philippines is the affordability and the ease of living. Retirees can easily enjoy a lifestyle of luxury, with fresh seafood and fruits available at incredibly low prices, and the healthcare system offering a great balance of quality and cost. Whether you want to enjoy an easygoing life on the beach or explore historical towns, the Philippines offers an inviting environment for those seeking a laid-back yet enriching retirement.

Key Practical Information:

Best Time to Visit: December-May, the dry season for pleasant weather and ideal beach conditions.
Getting Around: Tricycles, jeepneys, and motorbikes are common for short trips. For inter-island travel, ferries are the main mode of transportation.
Stay Duration: A 7-10 day trip will allow you to explore Manila, visit the islands, and soak up some history.
Hidden Treasures: Explore the beautiful Siargao Island, famous for surfing and tranquility, or hike the stunning Taal Volcano near Manila.
Living Costs: Retirees can live comfortably on a budget of €800-1,200 per month.
Cultural Etiquette: Filipinos are warm and friendly. Respect for elders is key, and it’s common to address people with “po” for added politeness.
Photography: Capture the dramatic landscapes of Palawan, the ancient streets of Vigan, and the vibrant beaches of Boracay.

14. Nicaragua

Nicaragua is the perfect destination for retirees looking to enjoy both natural beauty and an easygoing pace of life. Known for its stunning volcanoes, lakes, and colonial cities, Nicaragua is often referred to as “the land of lakes and volcanoes.” The city of Granada stands as a timeless beauty, with its cobblestone streets, colonial buildings, and vibrant marketplaces. The nearby Isla de Ometepe, a volcanic island in Lake Cocibolca, offers a serene escape with hiking trails, indigenous culture, and unparalleled views.

What sets Nicaragua apart for retirees is its affordable real estate, expat communities, and the overall low cost of living. The country’s pensionado program is one of the most welcoming in Central America, offering significant discounts to those who choose to make it their home. Nicaragua also boasts some of the best surf spots, like San Juan del Sur, making it a perfect mix of relaxation and adventure for the active retiree.

Key Practical Information:

Best Time to Visit: November-April, dry season for optimal weather.
Getting Around: Public transport is available, but renting a car or using taxis provides better flexibility.
Stay Duration: 10 days is perfect to visit Granada, Masaya Volcano, and San Juan del Sur.
Hidden Gems: Don’t miss the Solentiname Archipelago for its peaceful atmosphere and local artwork, or take a boat ride through San Juan River.
Living Costs: Nicaragua remains affordable with living costs from €700-1,200 per month.
Local Etiquette: A handshake is the common form of greeting, and politeness is important. Tipping is appreciated but not obligatory.
Photography: Capture the volcanoes of the Apoyo Lagoon, the colonial streets of Granada, and the vibrant life in Masaya Market.

15. Dominican Republic

The Dominican Republic offers retirees a mixture of tropical beaches, lively culture, and rich history. With its Caribbean coastline lined with palm trees and white sands, it’s a perfect retreat for beach lovers. However, it’s not just the beaches that make this country special—exploring cities like Santo Domingo, the oldest continuously inhabited city in the New World, reveals a stunning mix of colonial architecture and Caribbean charm. The country is known for its warm hospitality, vibrant music scene, and delicious food, especially its national dish, mangú (mashed plantains).

One of the standout features of the Dominican Republic is its affordability. The country offers luxury on a budget—you can enjoy high-end restaurants, beachfront living, and world-class golf courses without the hefty price tag. Whether you’re lounging on the beach or soaking in the vibrant nightlife of Punta Cana, the Dominican Republic offers retirees an exceptional balance of relaxation and excitement.

Key Practical Information:

Best Time to Visit: December-April, dry and warm weather perfect for beach activities.
Getting Around: Taxis and buses are affordable, but renting a car is recommended for exploration outside major cities.
Stay Duration: A 7-10 day visit is ideal to experience both the coast and the vibrant capital.
Hidden Gems: Explore the Damajagua Waterfalls, a hidden treasure for adventurers, or relax on the tranquil beaches of Bahia de las Aguilas.
Living Costs: The cost of living is very low, with monthly expenses around €800-1,500.
Cultural Etiquette: Warmth and friendliness are the hallmark of Dominican culture. A handshake or a hug is common when greeting someone.
Photography: Capture the stunning beaches of Punta Cana, the historic Colonial Zone of Santo Domingo, and the lush landscapes of Jarabacoa.

16. Greece

Greece offers more than its famous ancient ruins; it offers a way of life. From the white-washed houses of Santorini to the quaint fishing villages of Crete, Greece offers a wealth of natural beauty, rich culture, and delicious cuisine. The Peloponnese peninsula, with its olive groves and secluded beaches, is often overlooked but a hidden treasure for those who seek tranquility. Retirees in Greece are not just living in a country steeped in history; they are part of a modern-day paradise where the people are known for their warmth and welcoming hospitality.

The Greek islands are an ideal choice for retirees looking to live by the sea. Whether you’re sipping a glass of ouzo on a cliffside in Mykonos or enjoying fresh seafood at a taverna in Naxos, the island lifestyle offers an unparalleled sense of peace. Life moves at a slower pace here, with afternoon siestas and evening strolls through narrow cobblestone streets—making it the perfect backdrop for a relaxed, meaningful retirement.

Key Practical Information:

Best Time to Visit: May-October, warm and sunny, ideal for island hopping and enjoying the Mediterranean.
Getting Around: Ferries are the best way to explore the islands, while public transport in cities is efficient.
Stay Duration: Spend 10-14 days to explore both the islands and mainland Greece.
Hidden Gems: Visit the unspoiled island of Naxos, or the mountainous village of Metsovo in northern Greece for authentic experiences.
Living Costs: Greece offers good value with monthly costs around €1,000-1,800.
Cultural Etiquette: Greet with a handshake, and be mindful of proper dining etiquette—don’t rush through meals.
Photography: Capture the sunset over Santorini, the ancient ruins of Delphi, and the traditional streets of Meteora.

17. Indonesia

Indonesia offers a colorful patchwork of cultures, landscapes, and experiences, making it an exceptional choice for retirees seeking an affordable and adventurous life. Bali is a hotspot, known for its surf breaks, paddy fields, and yoga retreats, but Java offers a completely different experience with its bustling cities and ancient temples like Borobudur. The lush jungles of Sumatra and the Komodo Islands provide adventure and wildlife like no other place on earth.

The beauty of Indonesia is in its diversity. Whether you’re immersing yourself in a Balinese temple, exploring the beaches of Lombok, or witnessing the Komodo dragons, Indonesia offers endless opportunities for discovery. The country’s low cost of living and vibrant expat communities in places like Ubud make it an ideal place to retire in style without breaking the bank.

Key Practical Information:

Best Time to Visit: May-October, dry season ideal for outdoor activities.
Getting Around: Motorbikes are the primary mode of transport. Public buses are available but less convenient.
Stay Duration: 7-10 days is perfect to experience both the cultural heart of Bali and the adventure of Java.
Hidden Gems: Don’t miss the Toraja villages in Sulawesi or the remote Gili Islands.
Living Costs: You can live comfortably for €800-1,200 per month in Indonesia.
Cultural Etiquette: Respect for religion and customs is important. When entering temples, always dress modestly and remove your shoes.
Photography: Capture the stunning sunsets of Bali, the Komodo dragons in the wild, and the ancient temples of Borobudur.